If you have an underactive thyroid (hypothyroidism) it’s important that you tell your travel insurance company before you leave the UK on holiday. If you don’t disclose your underactive thyroid on your application for travel insurance it could invalidate a claim leaving you with a large bill for medical expenses and maybe repatriation costs too if you need to be brought back to the UK.
What Is Underactive Thyroid (Hypothyroidism)?
Underactive thyroid is a state in which the thyroid gland does not produce enough of the thyroid hormones thyroxine (T4) and triiodothyronine (T3).
Iodine deficiency is often cited as the most common cause of underactive thyroid worldwide but it can be caused by many other factors. It can result from the lack of a thyroid gland or from iodine-131 treatment, and can also be associated with increased stress. Severe underactive thyroid in infants can result in cretinism.
A 2011 study concluded that about 8% of women over 50 and men over 65 in the UK suffer from an underactive thyroid and that as many as 100,000 of these people could benefit from treatment they are currently not receiving.
Early underactive thyroid is often asymptomatic and can have very mild symptoms. Underactive thyroid can be associated with a number of symptoms. These symptoms can relate to the underlying pathological cause of the underactive thyroid, a mass effect of a thyroid goitre, or direct effects of having insufficient thyroid hormones.
Travel Insurance For Underactive Thyroid Need Not Be Expensive If You Compare A Panel Of Specialist Companies
Travel insurance for overactive thyroid need not be expensive if you shop around and find a specialist that can select the right underwriter for your particular circumstances. For example the price of your travel insurance will be influenced by your specific symptoms of the disease, your age and the destination and the length of your stay.